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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Eimile Leathers

Eimile Leathers

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


Hi, I’m Eimile Leathers, Also known as "Em The Mortgage Gal". I’m all about helping people just like you make Real Estate happen! Whether you’re a first-time homebuyer, refinancing, or looking to invest, I’m here to make the process easy, stress-free, and even a bit exciting. With a passion for guiding people through the mortgage journey, I offer personalized solutions that fit your unique needs—because no two dreams are the same!

My Mission:
For Clients:

I pride myself on doing things differently. As your loan advisor, I can be a bulldog when necessary, standing up for you and negotiating fiercely to protect your interests. Unlike many lenders who offer one-size-fits-all solutions,  I’m here to truly listen and ensure you feel confident about every decision. I go above and beyond because I genuinely care about your success and understand the gravity of this decision. My goal is to help you KNOW YOUR OPTIONS, understand the differences, and walk away feeling empowered—like you’ve made the best possible decision for your future. If you’re hesitant or unsure about where to start, no worries! I’m here to make buying real estate feel not just possible, but totally achievable.

For Realtors & Referral Partners:

I am here to lend a helping hand. I just happen to have a knack for outside the box ideas that will set you apart from others. I also offer marketing tools, sales resources, connections and knowledge.


TAKE THE NEXT STEP:
Ready to explore your options, talk through a scenario, or just get some expert advice? I’m just a call away, and I’d love to help make your real estate dreams a reality! Let’s chat: 916.642.6312.

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Phone: (916) 642-6312

NMLS#: 1147362

License: CA, NC, VA

Spoken Language: English

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

199+

Number of Lenders

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

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